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HOW TO EFFECTIVELY CLAIM DEBTS: COMPLETE GUIDE TO THE PAYMENT ORDER PROCEDURE
Por Diego Ricardo Molinari Chiarappa / 07 de marzo de 2025
💡 MCHM Lawyers - Lawyers – Payment Orders, European Payment Order, European Small Claims Procedure 📎 How to Effectively Claim Debts: Complete Guide to the Payment Order Procedure 🏠 https://www.mchmabogados.es/idiomas/en/ 🔗 https://www.mchmabogados.es/idiomas/en/abogados-derecho-monitorios-almeria ⚖️ Lawyers in Almería 📞 950 106 453 / 674 21 65 59 📧 info@mchmabogados.es 👉 Debts Eligible for a Payment Order Procedure 💬 The payment order procedure is an effective and swift legal tool for claiming monetary debts in Spain. Regulated by Articles 812 to 818 of the Civil Procedure Act, this procedure allows creditors to recover outstanding amounts without the initial need for a lawyer or court representative for debts under 2,000 euros. Below, we will explore what types of debts can be claimed through this procedure, with concrete examples. ✍️ What is the Payment Order Procedure? The payment order procedure is a judicial procedure designed to claim liquid, due, enforceable, and documented debts. Its main advantage lies in its simplicity and speed, enabling creditors to obtain an enforceable title quickly if the debtor does not oppose the claim within the legal period of 20 days. Types of Debts Eligible for Claiming 1. Unpaid Invoices: This is one of the most common examples. If a company has issued an invoice for the sale of goods or services and the client has not made the payment within the agreed period, a payment order procedure can be initiated to claim the outstanding amount. Example: A supply company delivers goods to a client worth 5,000 euros. The client does not pay the invoice within the stipulated time. The company can submit the unpaid invoice as evidence in a payment order procedure to claim payment. 2. Loans Between Individuals: Money loans between individuals can also be subject to a payment order procedure, as long as there is a document proving the debt. Example: A friend lends 2,000 euros to another friend, and they agree that the loan will be repaid in six months. After that time, the debtor has not returned the money. The creditor can present a document signed by both parties confirming the loan and claim the debt through a payment order procedure. 3. Unpaid Rent: Property owners can use the payment order procedure to claim unpaid rent. Example: A tenant stops paying rent for their apartment for three months, accumulating a debt of 1,800 euros. The landlord can present the lease contracts and the unpaid receipts as evidence in a payment order procedure to claim the owed rent. 4. Commercial Debts: Debts arising from commercial relationships, such as non-payment for services rendered or products delivered, are also claimable through this procedure. Example: A cleaning services company carries out work for an office and issues an invoice for 1,200 euros. The office does not pay the invoice within the agreed period. The cleaning company can initiate a payment order procedure by presenting the unpaid invoice as evidence. 5. Professional Fees: Freelance professionals, such as lawyers, doctors, or architects, can claim unpaid fees through a payment order procedure. Example: An architect provides construction services to a client and issues an invoice for 3,000 euros for their fees. The client does not pay the invoice. The architect can submit the invoice and any service agreements as evidence in a payment order procedure to claim payment. Required Documentation To initiate a payment order procedure, the creditor must provide documents justifying the existence of the debt. These may include: • Invoices • Delivery notes • Contracts • Emails • Telegrams • Any other document that, even if signed unilaterally by the creditor, is common in the relationship between debtor and creditor. Advantages of the Payment Order Procedure • Speed: It is a faster procedure than an ordinary trial. • Simplicity: The requirements to initiate the procedure are relatively simple. • Effectiveness: It has a high success rate, especially when the debt is properly documented. Conclusion The payment order procedure is a valuable tool for claiming monetary debts in Spain. Its speed and simplicity make it an attractive option for businesses and individuals seeking to recover their debts efficiently. With proper documentation and compliance with legal requirements, creditors can use this procedure to ensure the payment of outstanding debts. ✨ ⚖️ Welcome to the Online Civil Procedure offered by MCHM Lawyers. Through our online platform, we offer the convenience of completing the entire procedure from the comfort of your home, without the need to visit our office or the courts (Except for mandatory procedures). Below, we will guide you through each step of the process: Access to Your Personal Account: Once you log in to our website https://www.mchmabogados.es/idiomas/en/inicio-sesion-mchmabogados-almeria [Civil], you can create a personal account or log in if you already have an existing account. From your personal account, you will have access to all the tools needed to complete the Civil procedure. Document Upload: From your personal account, you will be able to upload all the documents necessary to initiate the Civil procedure. This includes text documents, images, and any other relevant documents for your case. Receipt of Notifications and Requirements: Once you have uploaded your documents, you will receive notifications and requirements through your personal account on our online platform. These notifications will include information about the status of your case, any required action from you, and any important communication related to your Civil procedure. Case Tracking: From your personal account, you will be able to track the progress of your case in real-time. This includes information about hearings, court resolutions, and any other relevant updates. Communication with Your Lawyer: Through our online platform, you will be able to communicate directly with your assigned lawyer. You can ask questions, make inquiries, and receive personalized legal advice at any time during the process. Receipt of Judgment: Once the procedure is complete, you will receive the final judgment through your personal account on our online platform. This judgment will include any decision made by the court regarding your Civil case. In summary, our Online Civil procedure offers you the convenience and flexibility to complete the entire procedure from the comfort of your home, without the need to visit our office or the courts (Except for mandatory procedures). With access to your personal account on our online platform, you can upload documents, receive notifications, communicate with your lawyer, and track your case progress in real-time. At MCHM Lawyers, we are committed to providing you with the best possible service throughout the Civil procedure. 📖 lawyers in almeria 📍 For more information, feel free to contact MCHM Lawyers. ✍️ ⚓️ Payment order procedure, debt claims, unpaid invoices, loans between individuals, unpaid rent, commercial debts, professional fees, required documentation, speed and effectiveness, Civil Procedure Act.
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⚖️ Nota: Esta información no constituye asesoramiento legal y no debe interpretarse como tal. Se recomienda consultar con MCHM abogados, especialistas en la materia, para obtener asesoramiento específico sobre su caso.
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